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The interest rate usually tracks the Bank of England base rate at a set margin (for example, 1%) above or below it.

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These charges apply to each mortgage contract you enter into through us.

Once you’ve spoken to an adviser and provided details on your specific requirements, we’ll confirm the exact fee to be paid and when it will be collected.

Homeowners might hold off selling until things have settled, this could stop any price drops that would otherwise have happened – it’s all about supply and demand.

If you’re a first time buyer and are still unsure of your options, give our experts a call and they can advise on the best option for your circumstances.

With a fixed rate mortgage, the interest rate stays the same for a set period of time.

This means that for every month during this set period, your mortgage repayments will remain the same, even if there are changes with changes to the Bank of England base rate, or your lenders’ standard variable rate (SVR).

We will certainly recommend your services to anyone we know who may be interested. Mr and Mrs Thwaites We were very satisfied with the service and have recommended it to several friends as a result.

Your advice was great – you took the time to explain everything clearly and carefully, which was very useful for someone who didn’t know much going into this.

Our mortgage advisers get paid salaries, not commission, so when they recommend a mortgage there’s no hidden agenda – just the best deal for you.

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