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Over the previous several months, I had received offers from different companies about refinancing options (I was receiving them as often as credit card applications), but I hadn’t heard anything about these companies.

I was cautious, not wanting to fall victim to some sort of scam.

This was done by lowering my interest rate to 4.75% from 6.8% (for all of the loans), and more importantly, this reduced my repayment plan to 10 years instead of 30. DRB states that dentists save ,000 on average, and according to my accountant, I will save a lot more than that.

I had some help from a savings account my parents set up for me when I was a kid, but I knew it wouldn't last forever. They told me they'd be consolidating my loans into one big chunk instead of a bunch of little chunks. So much so that I filled out the paperwork and signed my name electronically on the dotted line.

As a teacher in a public school at the time whose salary had been frozen, I took the call as a sign that someone was trying to actually help me. It sounded like any other paperwork I'd signed for anything else. In February my loans were consolidated with the company, paying off the previous company I'd been with, Great Lakes.

In the end, consolidating my loans through DRB was one of the best decisions I’ve made in my professional life. To learn more about the DRB benefit for ADA members, click here.

For the life of the loan, your interest rate will be .25% lower than whatever interest rate you qualify for, as long as you are an ADA member. Manzanares, DDS, FAGD, is a general dentist practicing in Albuquerque, New Mexico.

Student loan refinancing was the right decision for me.

Not everyone will qualify for DRB’s program-you will need to have steady income, a decent debt-to-income ratio, and good credit.

When I saw that this program was endorsed by the American Dental Association (ADA), knowing how thorough their research is, I felt confident that this was a legitimate offer.

I filled out the paperwork and went through the application process. The initial monthly payment that I was quoted was approximately

Not everyone will qualify for DRB’s program-you will need to have steady income, a decent debt-to-income ratio, and good credit.When I saw that this program was endorsed by the American Dental Association (ADA), knowing how thorough their research is, I felt confident that this was a legitimate offer.I filled out the paperwork and went through the application process. The initial monthly payment that I was quoted was approximately $1,750 a month.He is a fellow of the Academy of General Dentistry, and he is a graduate of the Dawson Academy and of Piper Education and Research Center. Partnership offers International Association of Women (IAW) members thousands in savings through specialized student loan refinancing options New York, NY – January 24, 2018 – Laurel Road, the national online lending division of Darien Rowayton Bank, and the International... Anyone who’s had to deal with the Financial Aid office during undergrad knows that the student debt world is a confusing and intimidating place. I have held off on the purchase of a practice due to the amount of student loan debt that I have.

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Not everyone will qualify for DRB’s program-you will need to have steady income, a decent debt-to-income ratio, and good credit.

When I saw that this program was endorsed by the American Dental Association (ADA), knowing how thorough their research is, I felt confident that this was a legitimate offer.

I filled out the paperwork and went through the application process. The initial monthly payment that I was quoted was approximately $1,750 a month.

He is a fellow of the Academy of General Dentistry, and he is a graduate of the Dawson Academy and of Piper Education and Research Center.

Partnership offers International Association of Women (IAW) members thousands in savings through specialized student loan refinancing options New York, NY – January 24, 2018 – Laurel Road, the national online lending division of Darien Rowayton Bank, and the International... Anyone who’s had to deal with the Financial Aid office during undergrad knows that the student debt world is a confusing and intimidating place.

I have held off on the purchase of a practice due to the amount of student loan debt that I have.

||

Not everyone will qualify for DRB’s program-you will need to have steady income, a decent debt-to-income ratio, and good credit.

When I saw that this program was endorsed by the American Dental Association (ADA), knowing how thorough their research is, I felt confident that this was a legitimate offer.

I filled out the paperwork and went through the application process. The initial monthly payment that I was quoted was approximately $1,750 a month.

He is a fellow of the Academy of General Dentistry, and he is a graduate of the Dawson Academy and of Piper Education and Research Center.

,750 a month.

He is a fellow of the Academy of General Dentistry, and he is a graduate of the Dawson Academy and of Piper Education and Research Center.

Partnership offers International Association of Women (IAW) members thousands in savings through specialized student loan refinancing options New York, NY – January 24, 2018 – Laurel Road, the national online lending division of Darien Rowayton Bank, and the International... Anyone who’s had to deal with the Financial Aid office during undergrad knows that the student debt world is a confusing and intimidating place.

I have held off on the purchase of a practice due to the amount of student loan debt that I have.

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