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The new cards are created by Dynamics Inc., which is working on several other high-tech cards.

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Applying for online finance couldn't be easier or more convenient.

Once you've chosen the products you'd like to purchase, simply complete a brief online application form accessed via the 'checkout'.

Banks, phone providers, Google and Apple, are reportedly working on mobile payment systems that rely on short-range wireless technology that allows devices to transmit encrypted data.

But that kind of technology is at least five years away, so the credit card companies are hoping to continue playing a part in the lives of the 1.7billion people worldwide who have credit cards.

Todd Ablowitz, president of Denver-based Double Diamond Group, a consulting firm that focuses on payments strategy technologies and products told creditcards.com: ‘Although mobile payments is the future, you're not going to move all that overnight to magical phones.

‘So these are step innovations, rather than leap innovations.

Shipment of your goods will follow soon after your agreement has been returned to our finance company.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants.

They will also be able to display your balance, while also doubling as a reward card, it is promised. As companies try to tackle rising fraud, the card will only display personal information after a security code has been entered. Investor Forrest Parry could not get the strip to stick to the back of the card without damaging the data.

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